We're Buddy.

On-demand accident insurance for an active life.


Buddy offers the only same-day accident coverage that you can buy for as a little as a day or as long as a year.


Get hurt doing fun stuff? Don't get bogged down with medical bills. Buddy helps with your out-of-pocket costs.


But modern! No pesky phone calls needed. You can be fully covered in under 3 minutes from this very moment.

"This Adventure Insurance Is Good News for Risk-Takers"

Why Buddy?

Because a little accident can cost big (take it from our friend, Matt)! Since 2011, the average deductible for an individual health insurance plan has risen to over $4,000. That doesn’t include the costs for gear repairs, altered travel plans, and missed work.

That’s where Buddy comes in. Our benefits are paid directly to you. For instance, you would receive $1,000 for a trip to the ER for a covered accident. And you can use that cash where you need it most (such as paying your deductible or even replacing gear). Go ahead, be fearless. Buddy’s got your back.

How It Works

Our on-demand accident insurance is simple.


Answer a few questions (don't worry, it's way shorter than your average BuzzFeed survey).


Have FUN! Whenever, wherever, Buddy's got your back with 24/7 global coverage.


If you get hurt, file a claim. It's super easy and we'll walk you through the entire process.

We are happy to have been part of the inaugural 2018 class!
Photo Credit: Sam X via Unsplash