AICL provides Excess Medical insurance for in season activities, such as sanctioned training rides and events. However, many student-athletes and coaches train year round, and compete in races outside the AICL, where they aren’t covered by the league's Excess Medical Policy.
Buddy’s Accident Insurance pays first dollar benefits directly to their customers, in the event of a covered accident. There are no deductibles and customers decide how to use the benefits. Best of all Buddy covers almost any accident and not just those sustained on a bike.