Why Do You Need Accident Insurance?

An injury may have a bigger financial impact than you’re expecting. The average individual health insurance deductible is over $4,000. Add in copayments, coinsurance, and all of the other expenses— like a damaged kayak your personal cost of a wreck may leave you in a frustrating position. With protection from Buddy, you can worry less about the cost of an accident and focus on the paddle ahead.

  • Deductibles have risen 63% year over year.
  • Co-insurance requires you to pay a percentage after you've paid your deductible.
  • Buddy is the only accident insurance you can buy by the day.
  • We pay you directly, and you can use the money how you see fit.